The Paddlesport waivers which were distributed at the 12.15 Annual General Meeting or downloaded from the website prior to 12.18 have been revised by the insurance company. You did everything right. The underwriters added 14 important words to the waiver. We are individually notifying each of you who need to replace that waiver. We will make it as easy and convenient for you as possible. The HCRA racing waivers which also arrived on 12.18 and have been individually distributed to racers. Thanks for your patience.